Terms of Service

Effective Date: January 1, 2026

1. Acceptance of Terms

By accessing portfoliojoydistrct.living, you agree to be bound by these Terms of Service and all applicable labor regulations and international laws. If you disagree with any portion, you must cease using the platform immediately.

2. Intellectual Property Rights

All tool calculators, custom AI skill algorithms, design themes, graphics, article content, and visual interfaces are protected intellectual property of Portfoliojoydistrct Media LLC. Redistribution or reverse-engineering of tool logic without written authorization is prohibited.

3. Disclaimer of Educational & Career Advice

The calculations, career risk indices, and skill projections delivered by our tools represent general statistical estimates based on 2026 economic models. They do not constitute binding employment guarantees or formal legal counseling.

4. Limitation of Liability

Portfoliojoydistrct Media LLC shall not be held liable for direct, indirect, incidental, or consequential damages arising from reliance on information presented on this web application.